Easy Lending - your fastest payday loans lender
Payday loans from 100 to 1000 pounds


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What is a payday loan?
Payday loans (cash advances) are short-term unsecured loans, which are intended to help people bridge financial gap between paydays. Because payday loans are unsecured by nature, you are not required to provide collateral.

How much can I borrow when applying for a payday loan?
Payday loans UK enable borrowing from £100 - £1500, thus are the best to pursue when you have to deal with minor cash requirements. The first loan amount is usually based on the borrower’s income. Timely repayments enable borrowing greater amounts with the next loans.

How can I use my payday loan?
We never ask to explain what you need the money for. It means, you can use your payday loan at your own discretion. Generally, payday loans are suitable for covering urgent or unplanned expenses.

How to apply for a payday loan?
To apply for a payday loan you need to fill out the application form placed on our website. The application form is short and you will need only a few minutes to fill it.

Is the application free?
Yes! We will not charge you for submitting the application.

What information I need to provide?
When filling out the loan application form, you are required to provide personal information (full name, date of birth), contact information (address, telephone numbers, email address), employment information, financial information (name of the bank, number of the account)

Is it obligatory having direct deposit?
Yes! The most secure way to give you the money is to deposit it on your account. Thus, to be approved for a payday loan you need to have direct deposit with your bank account.

Do I need to fax any documents?
No! The main advantage of our company is that we do not require faxing any documents. This makes application process easy and quick. All the information we need to check we get from your application.

How can I know if I qualify for a payday loan?
You qualify for payday loans we offer if you:

  • Are 18 years old
  • Are resident of the United Kingdom
  • Are employed for the last six month
  • Have fixed monthly income
  • Earn not less than £1000 per month
  • Have valid bank account with direct deposit

Does the application oblige me to borrow money with you?
No! Your application means that you are interested in the loans we offer. We will get in touch with you right after we receive your application. While talking to pour representative you get a more detailed information about the loans we offer and can ask any questions you have. We lend you money only if you agree to our terms and give official agreement.

Can I withdraw the application?
Yes! You have the right to withdraw your application until the money is not deposited on your account.

How can I know if my application is approved?
Once your application is approved, you get email notification.

When can I get my payday loan?
The whole loan process is usually completed within 24 hours. However, some lenders need two business days to verify all information and deposit money on your account. We start looking for a suitable loan offer immediately after we receive your application. The approval is almost instant. If you need money today, you have to submit the application before 3pm.

What if I have a bad credit rating?
When considering the application we are only interested in your repayment abilities. This means you are eligible for a payday loan as long as you have a regular income. We do not perform credit checks, as your previous history does not influence your eligibility.

Can I apply for a loan if I rent an apartment?
Payday loans UK are given without collateral. This means, that tenants and homeowners have similar rights when applying for a payday loan.

When should I cover my payday loan?
The repayment tenure ranges from two to four weeks. Usually you need to pay the loan back the same day you get the next salary. On the stipulated date the loan amount and predetermined interest will automatically taken out from your account.

Can I extend the loan period?
Loan extensions are possible, but you will be charged additional fee for this option. Late payments also result in greater interest.

How many loans can I have?
You can receive only one loan at a time. You can be approved for a new loan only after covering the existing one.

How often can I apply for payday loans?
You can apply for payday loans any time you need extra money to get through to the next payday. Of course, payday loans are not an addition to your salary. They imply high interest, so before submitting your application, always make sure you will be able to cover the loan.

Our Advantages

1. Quick Payday Loan
    100% Online!

2. Minimal Requirements
    No Credit Check
    No hidden Fees
    No Faxing!

3. Fast Cash Advanced
    up to £1000

What Is A Payday Loan?

The thought of taking out a short-term high interest loan can fill many people with fear and dread. Misconceived images of loan sharks banging at the door demanding money, can put most people off the thought of loaning money from anywhere but the local bank. Horror stories of inflated interest rates and re-mortgaging homes to settle debts leave people refusing to contemplate the idea of taking out a payday loan. And yet these interim loans, when provided by a reputable company, are both a useful stopgap and completely legal.

So what exactly is a payday loan? In simple terms, it is a short-term cash advance, for those awkward times when there is too much month left and not enough money. Poor budgeting skills or unexpected bills can leave people short of cash for essentials and unable to fulfil their financial obligations. Payday loan companies can front the money that their client will receive in their next pay cheque. Once the pay cheque comes in, the amount borrowed is repaid plus interest and any relevant fees.

There are no restrictions on what the loan is to be used for as personal financial circumstances are regarded as the loan applicants own business. The only criteria for loan acceptance are the ability to pay back the amount borrowed.