Easy Lending - your fastest payday loans lender
Payday loans from 100 to 1000 pounds

Qualifying For a Payday Loan

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Once a suitable payday loan company has been found, the loan process can begin. If the borrower decides that a payday loan is the only option available and knows that the loan can be repaid safely, then the next step is to fill out an application form which will ask for employment information, any assets and other applicable financial information.

Documentation will be required such as proof of identity, usually a driver’s license, birth certificate or passport. Recent payslips, bank statements and a cheque book will usually be requested too.

Obviously, if using a physical payday loan location these documents can be handed in person, and after turning them over to the customer service representative the claim will be processed. The borrower will then be informed how much they can borrow. Even if the company issues loans up to £1,000, not everyone will qualify to borrow that amount. Once the approval process is completed the borrower then writes out a post-dated cheque for the amount borrowed which is held as security until cash is received. Some companies will simply cash the cheque on the due date.

The online process is similar although documentation and financial information will be sent by fax or online. Faxing is a preferred method for borrowers for safety and prevention of online identity theft, though if the site is secured and verified with an 's' at the end of the 'http' part of the URL it should be safe to send details this way.

Once the loan is approved via an online website a confirmation email will be sent and the money deposited in the borrowers account sometimes as quickly as within an hour depending on the company. Keeping a close eye on his or her bank account after receipt of the loan will ensure no identity theft issues arise.

Our Advantages

1. Quick Payday Loan
    100% Online!

2. Minimal Requirements
    No Credit Check
    No hidden Fees
    No Faxing!

3. Fast Cash Advanced
    up to £1000

What Is A Payday Loan?

The thought of taking out a short-term high interest loan can fill many people with fear and dread. Misconceived images of loan sharks banging at the door demanding money, can put most people off the thought of loaning money from anywhere but the local bank. Horror stories of inflated interest rates and re-mortgaging homes to settle debts leave people refusing to contemplate the idea of taking out a payday loan. And yet these interim loans, when provided by a reputable company, are both a useful stopgap and completely legal.

So what exactly is a payday loan? In simple terms, it is a short-term cash advance, for those awkward times when there is too much month left and not enough money. Poor budgeting skills or unexpected bills can leave people short of cash for essentials and unable to fulfil their financial obligations. Payday loan companies can front the money that their client will receive in their next pay cheque. Once the pay cheque comes in, the amount borrowed is repaid plus interest and any relevant fees.

There are no restrictions on what the loan is to be used for as personal financial circumstances are regarded as the loan applicants own business. The only criteria for loan acceptance are the ability to pay back the amount borrowed.